Go beyond single-number scoring. RiskX combines multi-factor tolerance profiling, portfolio analysis, gap detection, and stress testing into one powerful platform built for independent RIAs.
Legacy tools reduce risk to a single number based on a coin toss. That's not risk profiling — that's a guess.
| Capability | Traditional Tools | RiskX |
|---|---|---|
| Risk Scoring | Single number (1-99) | Multi-factor 0-100 across 6 categories |
| Methodology | Coin-toss / gamble framing | Behavioral + financial factor weighting |
| Portfolio Analysis | Basic allocation view | 5-factor X-Ray (vol, drawdown, concentration, correlation, tail) |
| Gap Detection | Not available | Tolerance vs portfolio alignment with recommendations |
| Stress Testing | Limited scenarios | 12 historical + custom scenario builder |
| Statement Upload | Manual entry only | AI-powered PDF parsing |
| Assessment Time | 5-10 minutes | Under 3 minutes |
| Pricing | $250-400/month | Free assessment · Full platform included with UX Wealth |
Drag-and-drop a statement, connect to a custodian, or enter holdings manually. Our AI parser handles the rest.
A conversational 10-question assessment scores tolerance across 6 weighted behavioral and financial categories.
RiskX compares your client's tolerance to their actual portfolio risk and highlights alignment or mismatches.
Receive actionable recommendations, stress-tested across 12 historical scenarios, in a client-ready report.
10 questions, 6 weighted categories, one definitive score. Goes beyond coin-toss methodology with behavioral science and financial factor analysis.
Five-factor analysis: volatility, max drawdown, concentration, correlation, and tail risk. See what's really inside a portfolio, not just the surface allocation.
Compare tolerance score to portfolio risk score in real-time. Color-coded alignment visualization with actionable rebalancing recommendations.
12 historical scenarios from the 2008 crisis to COVID. Custom scenario builder lets you model any what-if. See impact, recovery time, and worst-month loss.
Drop a PDF statement and our AI agent extracts holdings, allocations, and account data automatically. No manual data entry required.
One-click PDF reports with executive summary, risk profile, portfolio analysis, gap visualization, stress results, and branded recommendations.
Answer three quick questions and watch the multi-factor scoring engine work.
RiskX works standalone or plugs directly into the Xperience platform alongside TradeX, BillX, and ReportX for a unified advisor experience.
Unlike tools that hit you with 100%+ price increases, RiskX keeps it straightforward.
Start with a free risk assessment or talk to our team about the full RiskX platform.
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